UK Salary Calculator
Estimate take-home pay after tax and National Insurance.
- Private
- No sign-up
- Works in your browser
£
Take-home pay / month
£2,393.30
£28,719.60 per year
Total deductions / month
£523.37
£6,280.40 per year
Annual breakdown
Gross salary£35,000.00
Personal allowance£12,570.00
Income Tax− £4,486.00
National Insurance− £1,794.40
Take-home pay£28,719.60
What is the UK Salary Calculator?
Enter your gross annual salary to estimate your take-home pay after Income Tax and National Insurance for the 2025/26 tax year, shown per year, month or week.
How to use it
- 1Enter your gross annual salary.
- 2Choose whether to view figures per year, month or week.
- 3Read your estimated take-home pay and deductions.
Common uses
- Checking a job offer's take-home pay
- Budgeting from your net income
- Comparing salaries before and after tax
- Understanding your deductions
Please note: Estimate for the 2025/26 tax year in England, Wales and Northern Ireland. It uses standard thresholds and excludes pension contributions, student loans, salary sacrifice and Scottish income tax rates. For guidance only — check your payslip or HMRC for exact figures.
Frequently asked questions
Which tax year does this use?
It uses 2025/26 thresholds: a £12,570 personal allowance (tapered above £100,000), 20%/40%/45% Income Tax bands and employee National Insurance at 8% and 2%.
Does it work for Scotland?
Not accurately — Scotland has different Income Tax bands. This calculator uses the rates for England, Wales and Northern Ireland.
Does it include pensions or student loans?
No. To keep it simple it excludes pension contributions, student loan repayments and salary sacrifice. Your real take-home may differ.